Does MetLife Cover Exotic Pets? (2026 Bird & Reptile Guide)

When we talk about pets, the first animals that come to mind are dogs and cats. Even when we search for good pet insurance for our pets, we mostly see suggestions for pet insurance for Golden Retrievers or cats. But pets also include exotic animals like parrots, rats, and others. Currently, Nationwide is the only company in the market that provides exotic pet insurance for the health protection of these kinds of exotic pets. You could say that Nationwide is the only hope for exotic pet owners. However, MetLife Pet Insurance is now showing an increased interest in exotic pets. So today, we're going to unravel the mystery: Does MetLife cover exotic pets?

So yes. MetLife is covering exotic pets. The exotic pet insurance market has long been considered underserved. But now, slowly but surely, MetLife Pet Insurance has made a significant entry into this market. MetLife is covering reptiles, birds, some farm animals, and small mammals. Breaking away from traditional insurance models, they've introduced new features, including a family plan where dogs and birds can share a single deductible, and they haven't set any age limit.


So, further on, we will learn about the MetLife exotic pet species list, their 19-state availability warning, and we will also compare MetLife vs. Nationwide exotic pet insurance.


If you have any doubt, please let us know

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