Before understanding the Wagmo Wellness Plan, it's important to understand the difference between wellness plans and medical insurance. Many pet owners make the mistake of thinking that medical insurance covers annual vaccinations, daily checkups, grooming, flea medication, etc., and that they can simply claim and settle these expenses. But that's not the case; understanding this difference is crucial.
Medical insurance only covers accidents and emergency serious illnesses; it's only useful for major problems. A wellness plan, on the other hand, provides cashback for regular expenses like checkups, grooming, and vaccinations, which are incurred annually. Since both serve different purposes, assuming that pet insurance alone will suffice is a mistake and can cause significant problems during emergencies.
Many pet insurance companies suggest expensive medical insurance plans. They don't recommend wellness plans, even though these are often more useful. Most companies will first sell you medical insurance and then offer a wellness plan as an add-on. However, Wagmo is different; it offers a standalone Wagmo Wellness Plan. This provides cashback on daily expenses, which can be very beneficial. If you want to plan your pet's monthly expenses, the Wagmo Wellness Plan could be the best option.
In this blog post, we will review the Wagmo Wellness Plan, discuss its pros and cons, understand the Wagmo Value plan coverage, determine which plan might be right for you, and discuss whether you should opt for the Deluxe wellness plan. Overall, this will be a complete and detailed breakdown of the Wagmo Wellness Plan.